Cross Border Finance - loanitt

What is Cross Border Financing?

Cross-border financing is a service available to residents of the Republic of Ireland who want to purchase vehicles or machinery in Northern Ireland.

It is a simple process where financial support is provided to cover the cost of your purchase, allowing transactions to take place with ease.

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What can we finance?

Car

Up to 14 years at end of finance agreement.

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Commercial

Up to 15 years at end of finance agreement.

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Agri

Between 10 - 20 years at end of agreement depending on vehicle or machinery.

Get Agri Finance >

Please note that vehicle financing is subject to a maximum mileage limit of 250,000 kilometers.

What do our customers say?

Loanitt helped me find the perfect car in Northern Ireland

After weeks of searching everywhere else, Loanitt helped me find exactly what I wanted and within budget!

Rachel C.
Loanitt made my dream of owning an M-Sport BMW a reality.

I saved thousands compared to other options and the process was so quick and easy.

Radvydas M.

Partnered with all Leading Garages and Marketplaces in Northern Ireland.

EXPLORE OPTIONS
The Loanitt Advantage

Why choose Loanitt for cross-border financing?

Price

Vehicles from Northern Ireland offer excellent value with competitive pricing.

Specification

Access vehicles with premium UK specifications which can be hard to find.

Choice

We are partnered with all top marketplaces to ensure a broad selection for your needs.

Low Mileage

Many Northern Irish vehicles have lower mileage, which can increase driving expectancy and reduce costs.

Quick Turnaround

Our efficient processes ensure fast decisions and quality guidance to get you in your new car ASAP.

Tailored Packages

We provide tailored packages for individuals, sole traders, and businesses to spread the cost.

COMMERCIAL - APPLY HERE

CARS - APPLY HERE

AGRI - APPLY HERE

What makes us different?

We are partnered with all leading garages and marketplaces in Northern Ireland. Exploring your options is only a click away and more affordable than ever.

Ireland’s Leading Finance Broker

Rated 4.9/5 on Trustpilot by over 1,300+ customers.

Cutting Edge Technology

Seamless online personalised finance journey.

Pioneers in Cross-Border Financing

First broker to offer fast & reliable cross-border financing.

Expert Staff Always Available

Making it easy for you in both the Republic of Ireland & Northern Ireland.

Expert Support at Every Step

Our teams know the market inside and out and are here to get the best for you.

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FAQs

Yes, Loanitt specialises in helping residents in the Republic of Ireland finance vehicles from Northern Ireland. We make the process seamless, so you can drive your dream vehicle home with ease. Also, with VRT paid and registered with your county's plates.

Loanitt offers tailored financing solutions for a wide variety of vehicles, including cars, commercial vehicles, tractors, and Agri machinery.

Yes, you are responsible for paying VRT when registering your vehicle in the Republic of Ireland.

Generally, you won’t need to clear customs if the vehicle has been in private use in Northern Ireland for a reasonable period.

Exemptions may apply depending on your specific circumstances. Check with your local tax office for details.

Yes, vehicles purchased in Northern Ireland can be re-registered in the Republic of Ireland, via VRT which will be completed before you collect the vehicle from the garage.

Loanitt partners with leading marketplaces in Northern Ireland to provide access to a wide selection of vehicles.
With expert support from our team, tailored finance packages, and a streamlined process, we take the hassle out of cross-border financing.

If the vehicle wasn’t registered in Northern Ireland before January 1, 2021, you may be subject to a 20% VAT charge.

Re-registration is required for vehicles brought into the Republic of Ireland.

Ready to get started?

Finance your cross-border vehicle or machinery with confidence.

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